530.662.4094 sastone57@gmail.com Scott A. Stone, Broker 530.681.1410

Stephen W. Kritscher

Kritscher-BioSteve’s professional career spans more than 35 years building and managing institutional portfolios of agricultural real estate loan and equity investments.  Kritscher & Associates was founded in 2015 to provide independent loan origination & underwriting services, farm management and consulting services for farmers, investors, agribusiness and institutional clients.

Over four decades Steve has financed agricultural real estate and agribusiness operations throughout U.S.  Institutional relationships and clients include Met Life, Mutual of New York / AXA Equitable, Farmer Mac, Farm Credit, The Hartford, Prudential, The Nature Conservancy, various banks, a variety of individuals, private investors and funds.  First licensed as a real estate broker in 1990 Steve has acquired, developed, managed and sold agricultural real estate in California, Oregon, Arizona and Texas.

Steve’s intimate involvement with a broad range of commodity types and agribusiness operations gives him an uncommon understanding of the needs of the farmer and investor and the factors impacting value and demand through the highs and lows of the business cycle.  His broad industry relationships help identify and apply best options to capitalize a property from acquisition through development.

Organizations include the American Society of Farm Managers & Rural Appraisers (Professional member), California Ag Lenders Society, California Ag Leadership, Class XXVII and Yolo County Farm Bureau. A native Californian and graduate of Colorado State University, Steve and his wife Yvonne live in Woodland where they raised their four children.